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Planning for Tax-Efficient Wealth Transfer

Our clients specifically do not want to leave a tax burden on their children and loved ones. We ensure beneficiaries receive the intended funds in the most tax-efficient manner with solutions that provide tax-free death benefits.

Avoid unwanted tax burdens on your children and loved ones through proper estate planning

Take a methodical approach to securing your personal and financial affairs to protect from unexpected life events

Use estate planning techniques and legal documents, such as a will, to avoid probate and other legal ramifications

Planning for Tax-Efficient Wealth Transfer

Our clients specifically do not want to leave a tax burden on their children and loved ones. We ensure beneficiaries receive the intended funds in the most tax-efficient manner with solutions that provide tax-free death benefits.

Avoid unwanted tax burdens on your children and loved ones through proper estate planning

Take a methodical approach to securing your personal and financial affairs to protect from unexpected life events

Use estate planning techniques and legal documents, such as a will, to avoid probate and other legal ramifications

What is estate planning and why consider it?

Estate planning is the methodical approach to getting your personal and financial affairs should you become mentally incapacitated or die.

The ideal time to complete your estate plan is before you need it. Nevertheless, you can’t use a plan that you don’t have.

Unfortunately, however, despite the importance of having a complete estate plan, studies show 70% of Americans die without one. And countless others become disabled or require long-term health care services without a plan in place to provide funding or care instructions to ensure their family isn’t burdened and can make the necessary decision on their behalf.

What if you die before you make a will and estate plan?

Many people unwittingly have the government (IRS and state) set up as their biggest beneficiary. If you don’t have a plan for what will happen to your assets after you pass away, your state government will take over. Even if you don’t have a plan, the state already has a process in place called “intestacy” for how to distribute your hard-earned assets if you don’t have a plan of your own.

Most would prefer to leave the lion’s share with their family instead of their government. If the funds are intended to be left to your heirs, unless needed for an emergency, we have solutions that will allow them to pass income tax-free.

Contact Peak American today to find out how you can protect your assets and make sure they go to the ones you intend them for and leave it for them tax-free.

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