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Peak American helps you capture market gains while also limiting exposure to the downside
As people near retirement age, you should not continue to risk the volatility & losses that come from having your life’s savings “in the market.” History teaches us that it takes 10-12 years for the market to recover from a severe recession.
What happens if there is another 30% – 50% (or more) correction or even a crash? Can you afford to wait for the recovery? What if you need access to your funds while the market is down?
Going back to work or relying only on social security is not the answer for most Americans. In fact, according to the Social Security Administration, the program is exclusively designed to replace about 40% of pre-retirement income for “average earners.” That means the majority of your income must come from other means.
If you don’t have enough to meet those needs, you may have to rely on going back to work, and no one wants to do that.
Peak American provides our clients with peace of mind that they have the proper balance of market exposure and guaranteed income based on their retirement goals and needs.
Peak American addresses this problem with the solutions you need to have access to funds on the upside of the market without exposure to the downside. When the market goes up, you can use some of those gains for your immediate needs. When the market goes down, you are protected against losses. Your principal and all credited interest are always 100% safe from market volatility!
And what if you don’t need those funds and want to pass them to your heirs? We have solutions that will allow them to pass the money pass on, income tax-free.
Contact Peak American today to find out how you can protect your assets from risk while leaving money to your heir’s tax-free.
We want you to be informed and up to speed, so that you can make informed decisions that will be to the benefit of you and your family. YOU should be in charge of your money. After we provide our confidential Goal Setting sessions, we’ll be able provide you with reports, guides, and videos on content that will help you to grow and make smart financial choices. Our materials are free for you to utilize, whether you decide to partner with us or not.
We want to help you discover the obstacles in the way of your retirement preparation as well as the potential income gaps you may have in the future. We’re here to help you utilize all sources so as to get the most from your social security benefits and possibly get more out of your retirement income sources.
We can meet anywhere, any place that’s convenient for you— your home or office, our office, or even at your local coffee shop. Or, we’ll do it by phone or web conference if you prefer. Our highly trained representatives across the country are here for you, and will work with you in whatever setting you like
During our discussion, we will review your retirement goals and help you determine the answer to these very important questions:
To answer these questions, to understand your situation, we will take all the time you need to address your concerns, and to reveal issues and solutions you may not have considered, and which could affect the success of your retirement finances.
We can meet anywhere, any place that’s convenient for you— your home or office, our office, or even at your local coffee shop. Or, we’ll do it by phone or web conference if you prefer. Our highly trained representatives across the country are here for you, and will work with you in whatever setting you like
During our discussion, we will review your retirement goals and help you determine the answer to these very important questions:
To answer these questions, to understand your situation, we will take all the time you need to address your concerns, and to reveal issues and solutions you may not have considered, and which could affect the success of your retirement finances.
One of our Peak American Financial professionals will review your finances in order to suggest options. We may make suggestions within the first meeting, but we will never rush you into making any decisions. Our goal is to make sure you have a complete understanding of your options as well as to build a meaningful and trust filled relationship with you.
Regardless of your plans, we look for annuity contracts that will get you the most income for the lowest premium. We will weigh the cost versus benefits, then determine which course of action is the most economically sound for your situation. As a result of the proprietary nature of our strategies we may get you an increase of up to 30% more cash flow into your pocket than had you gone without partnering with us. We are through, to the point where we may review over 300 product combinations spanning over 100 companies to find the best possible mix for you. With your go ahead, we can begin negotiating with insurance companies that we feel will achieve your desired goals.
We know how important decisions about your retirement finances can be to your future, and that you want to be sure before you act. Your Peak American Financial financial representative will only act once they’ve explained the totality of their determinations and explained how the various annuity contracts differ – as well as the pros and cons of each. Afterwards, we will help you determine how each of your choices line up and help you to achieve your long-term goals. We will give you all of the information you need, and you may take as much time as you like to review all of your options and then make your decision.
It goes without saying that all the work we do at Peak American Financial is solely for and about you. We aren’t here to tell you what you should do with your money. You ask the questions, and we make suggestions. If you decide to follow one of the paths we have identified, we’ll help put the plan in motion. This part can take several weeks. We’ll stay in touch with you throughout the process, and you can call us any time.
Once all the components of your financial plan are implemented, we will arrange time with you to finalize the strategy, deliver any contracts that need signing, and direct you towards your final steps. We want you to keep us onboard as your financial advisors for the foreseeable future, maybe for the rest of your life. That’s why we focus on building the relationship early on. So, if life throws unexpected circumstances at you, as life so often does, we want to be there for you, ready to help you face down life’s difficulties.
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Not Connected with or endorsed by the United States Government and the Federal Medicare Program. Medicare Supplement Insurance Plans E,H,I,J not available after June 1, 2010.
Peak American Financial Companies, Inc. and Peak American Financial Group, Inc. is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.
Neither Peak American nor any of its employees or advisors practice law. All legal questions and opinions are at the discretion of licensed attorneys that you engage.
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