We assist clients with solutions to leverage funds they already have, eliminating the need for expensive traditional LTC policies.
Leverage your existing funds and eliminating expensive long term care policies
Prevent personal bankruptcy if an unexpected illness arises
Age in your own home if you wish, or afford the retirement you desire
We assist clients with solutions to leverage funds they already have, eliminating the need for expensive traditional LTC policies.
Leverage your existing funds and eliminating expensive long term care policies
Prevent personal bankruptcy if an unexpected illness arises
Age in your own home if you wish, or afford the retirement you desire
This isn’t some unlikely nightmare scenario; healthcare costs in the U.S. have been rising for decades and are expected to keep increasing. Increasing insurance premiums, copays, high deductibles, and other out-of-pocket expenses are just a few of the costs associated with health and wellness in the United States.
The rate of senior citizens declaring bankruptcy has more than doubled since 1999 and is the leading cause is high healthcare costs. In fact, healthcare prices grew about 16% from 2012 to 2016, which was about three times the inflation rate.
Being ill-prepared for catastrophic illness or other unexpected long-term disability can lead to long lasting financial issues and even personal bankruptcy. If the illness leads to end-of-life, the implications may also require family members to pay for outstanding healthcare costs, such as funerals and medical bills even after you are gone.
Many retirees mistakenly believe Medicare insurance will cover all their healthcare costs. Unfortunately, Medicare doesn’t cover all of these expenses, and supplemental insurance plans only get more expensive as you age. This misunderstanding results in many families taking on the burden of this substantial debt.
Planning for healthcare-related costs is a necessity, and Peak American Financial Group is here to help.
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Peak American Financial Companies, Inc. and Peak American Financial Group, Inc. is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.
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